SAH dilemma ?

I would stay in your current situation. Schooling is very important for children and I think that the better the school..the better the education. I moved to where I live, one reason being the excellent schools for my daughter. And saving money is very very important. If you can save 1/3, that is great. As long as both of you are happy with your situation, than I don't see why you should change it :)